Calculator · What your money loses on the wire
Currency cost calculator
What it costs to move USD or CAD into a foreign-property closing — bank wire vs. Wise/OFX vs. Norbert's Gambit. Across MXN, EUR, USD-pegged destinations, CRC, and DOP.
Inputs
$
Spread ~0.70% + wire fee $25
Results
Total FX cost0.71% of source amount$2,855
Amount arrivingAfter $30 receiving-bank feeMX$7,347,645 MXN
Effective rate18.3705 MXN/USD
Mid-market rate18.5000 MXN/USD
Spread cost (0.70%)$2,800
Sending wire fee$25
Receiving-bank fee$30
Savings vs. bank wireBank baseline: $8,080$5,225
Mid-market rates are illustrative and move continuously — verify the live rate with your provider before initiating. Spreads modeled on typical published ranges; private-banking clients may negotiate tighter. Receiving-bank fee estimated at $30; your destination bank may differ. Norbert's Gambit assumes a discount-brokerage account with settled USD-equivalent ETFs.
Related reading
The Brief
One market read, one process explainer, one number to know.
Free, no sponsors. Cross-border property and retirement, written for North American buyers.