Editorial disclosures.

CrossingHQ is the editorial publication. Our wedge is clarity — accurate numbers, primary sources, honest calls about what works and what doesn't. This page describes the full set of relationships, incentives, and operating practices that bear on what we publish, so you can read everything else with the same context the editorial team has.

What we never accept

• Paid editorial. We do not accept money in exchange for coverage, position in a comparison, or favorable framing. Brokers, developers, lawyers, and software vendors mentioned in articles are mentioned because the editorial team finds them useful to the reader, not because they paid for the placement.
• Affiliate links to consumer products. We do not run affiliate programs for credit cards, FX services, hosting, or other consumer software.
• Sponsored newsletters. The Brief is unsponsored. If that changes, the change will be disclosed in the newsletter itself before any sponsored content runs, and sponsored sections will be clearly labeled.

Comparisons are honest

When we compare financing options — cross-border mortgages, cash, HELOC against a US or Canadian home, local non-resident mortgages, developer financing — we show the alternatives at the same level of detail and do not stack the comparison. If one of those alternatives is the right call for a particular reader segment, we say so explicitly.

Sourcing standards

Every load-bearing claim in an article should be sourced. Our sourcing hierarchy is:

1. Primary sources — statute text, government agency publications, court filings, the original press release or filing.
2. Reputable secondary sources — peer-reviewed analysis, established news organizations with cited methodology, industry trade press.
3. First-hand experience — closings the editorial team or its named sources have completed personally, with disclosed details.

Sources are linked inline or in a per-article Sources block. Numbers (rates, taxes, fees) are dated to the month of publication and re-verified on the cadence noted in our methodology.

Authors and credentials

Articles publish under the institutional CrossingHQ Editorial Team byline. The editorial team is a small group of journalists and operators with cross-border closings of their own; the editorial standards described on this page are the credibility, applied consistently across the team. The methodology page documents the review cadence, sourcing hierarchy, and corrections process in full.

Reviewers and fact-checking

Articles touching tax, immigration, or specific legal mechanics are reviewed by a credentialed practitioner in the relevant jurisdiction before publication. For financing pieces that cite specific rates, the cited ranges are sourced to public lender disclosures or industry-association reporting and re-verified on the cluster review cadence.

Corrections

Corrections are appended to the affected article with the date of correction and a brief description of what changed. Material corrections are also summarized in the next newsletter. We do not silently overwrite published claims. If you spot something that looks wrong, use the contact form.

Updates and review cadence

Each cluster has a review cadence (typically 90 days for tax and process content, 180 days for city pages, 365 days for quarterly market reports). The "Last reviewed" date on every article reflects the most recent pass. When a regulation changes mid-cycle, the affected article is updated and re-dated outside the regular cycle.

Conflicts of interest

Writers and reviewers must disclose to the editorial team any personal economic interest that could be affected by an article — a property they own in a market under coverage, a financial stake in a vendor or broker mentioned, an active client engagement on the topic. Disclosed interests are noted in the byline area of the affected article. Where the conflict is material, the writer recuses and the piece is reassigned.

AI use

We use AI tools to assist with research synthesis, code, and editing — the same way most modern publications do. Every article is written, reviewed, fact-checked, and signed off by the editorial team. Numbers, citations, and primary-source claims are verified by hand. AI is not the author of record on any piece.

Contact

Editorial questions, corrections, source pitches, press inquiries, and concerns about a specific disclosure or potential conflict all route through the contact form — pick the topic that matches and your message lands in the right inbox.

This page describes current editorial practice in plain English and is subject to revision once counsel completes review.